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So far info@northlightfinancialservices.com has created 306 blog entries.

Guarding Against Identity Theft

Guarding Against Identity Theft Take steps so criminals won’t take vital information from you.    America is enduring a data breach epidemic. The latest annual study of the problem from Javelin Strategy & Research, a leading financial analytics research firm, says that 16.7 million people across the nation were impacted by I.D. theft in 2017 – an all-time high.1 The problem is getting worse – much worse. Last year, 30% of U.S. consumers were alerted about data breaches by firms [...]

By |2018-08-09T14:56:11-04:00July 31st, 2018|Cybersecurity, Financial Fitness|Comments Off on Guarding Against Identity Theft
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How Retirement Spending Changes with Time

How Retirement Spending Changes With Time Once away from work, your cost of living may rise before it falls.  New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern is legitimate. Many households “live it up” and spend more than they anticipate as retirement starts to unfold. In ten or twenty years, though, they may not spend nearly as much.1 The initial stage of [...]

By |2018-07-17T12:36:02-04:00July 17th, 2018|Retirement, Saving & Budgeting|Comments Off on How Retirement Spending Changes with Time
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Why Having a Financial Professional Matters

Why Having a Financial Professional Matters A good professional provides important guidance and insight through the years.  What kind of role can a financial professional play for an investor? The answer: a very important one. While the value of such a relationship is hard to quantify, the intangible benefits may be significant and long lasting. A good financial professional can help an investor interpret today’s financial climate, determine objectives, and assess progress toward those goals. Alone, an investor may be [...]

By |2018-07-09T14:34:58-04:00July 5th, 2018|Investing, Personal Finance|Comments Off on Why Having a Financial Professional Matters
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Annuities for Retirement Income

Annuities for Retirement Income Why seniors choose them, and what prospective annuity holders should consider.    Imagine an income stream you cannot outlive. That sums up the appeal of an annuity. If you are interested in steady retirement income (and the potential to defer taxes), you might want to look at the potential offered by annuities. Before making the leap, however, you must understand how they work. Just what is an annuity? It is an income contract you arrange with [...]

By |2018-06-29T12:31:13-04:00June 22nd, 2018|Retirement, Savings and Investing|Comments Off on Annuities for Retirement Income
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Managing Student Loan Debt

Managing Student Loan Debt  A review of some options for federal and private loans.  Are you dealing with student loan debt? Have you explored ways to try and restructure it or have it forgiven? No one wants to carry five figures of education debt into middle age or retirement, but some do. The burden is not just financial. Last fall, the Madison Capital Times asked student loan borrowers in the state of Wisconsin how they felt about their education debt. [...]

By |2018-06-08T11:45:54-04:00June 8th, 2018|Personal Finance|Comments Off on Managing Student Loan Debt
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Thank you to Salmon Falls Photography in Plymouth for use of their lovely photo in our header!

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Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and North Light Financial Services are not affiliated. Cambridge does not offer tax advice. Office of Supervisory Jurisdiction: 46 Accord Park Drive / Norwell, MA 02061 Phone: 781-878-4063 Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered: FL, IL, KY, LA, MA, ME, NC, NH, NM, OR . If we are not currently registered in your state, please email us at info@northlightfinancialservices.com. We may be able to refer you to a representative in your area, or we may become registered in your state, at which time we could further discuss our services with you.

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