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Investing Means Tolerating Some Risk

Investing Means Tolerating Some Risk That truth must always be recognized.                         When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. All true. If you want to accumulate significant retirement savings or try and grow your wealth through the opportunities in the markets, this is a reality you cannot avoid. Regularly, [...]

By |2018-12-05T11:19:37-05:00November 27th, 2018|Investing, Retirement|Comments Off on Investing Means Tolerating Some Risk
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Filling Out the FAFSA

Filling Out the FAFSA There is really no reason to wait. November is here – the ideal time for college students to apply for financial aid. October 1, in fact, marks the first day a current or future college student can submit a Free Application for Federal Student Aid, or FAFSA, for the 2019-20 academic year. Since some states offer aid on a first-come, first-serve basis, submitting a FAFSA as soon as possible is wise.1,2 You can even apply using [...]

By |2018-11-16T11:57:04-05:00November 13th, 2018|College Savings, Financial Fitness|Comments Off on Filling Out the FAFSA
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Guarding Against Identity Theft

Guarding Against Identity Theft Take steps so criminals won’t take vital information from you. America is enduring a data breach epidemic. The latest annual study of the problem from Javelin Strategy & Research, a leading financial analytics research firm, says that 16.7 million people across the nation were impacted by I.D. theft in 2017 – an all-time high.1 The problem is getting worse – much worse. Last year, 30% of U.S. consumers were alerted about data breaches by firms holding [...]

By |2018-11-02T13:45:46-04:00October 30th, 2018|Cybersecurity, Personal Finance|Comments Off on Guarding Against Identity Theft
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Save & Invest Even if Money Is Tight

Save & Invest Even if Money Is Tight For millennials, today is the right time.  If you are under 30, you have likely heard that now is the ideal time to save and invest. You know that the power of compound interest is on your side; you recognize the potential advantages of an early start. There is only one problem: you do not earn enough money to invest. You are barely getting by as it is. Regardless, the saving and [...]

By |2018-11-16T11:51:53-05:00October 16th, 2018|Financial Fitness, Investing|Comments Off on Save & Invest Even if Money Is Tight
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Are Your Beneficiary Designations Up to Date?

Are Your Beneficiary Designations Up to Date? Who should inherit your IRA or 401(k)? See that they do   Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k) or annuity? You may be saying, “I’m not sure.” It is smart to periodically review your beneficiary designations. Your choices may need to change with the times. When did you open your first IRA? When did you buy your life insurance policy? Was it back [...]

By |2018-11-16T11:50:42-05:00October 2nd, 2018|Personal Finance|Comments Off on Are Your Beneficiary Designations Up to Date?
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Thank you to Salmon Falls Photography in Plymouth for use of their lovely photo in our header!

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Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and North Light Financial Services are not affiliated. Cambridge does not offer tax advice. Office of Supervisory Jurisdiction: 46 Accord Park Drive / Norwell, MA 02061 Phone: 781-878-4063 Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered: FL, IL, KY, LA, MA, ME, NC, NH, NM, OR . If we are not currently registered in your state, please email us at info@northlightfinancialservices.com. We may be able to refer you to a representative in your area, or we may become registered in your state, at which time we could further discuss our services with you.

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