Blog - North Light Financial Services

Why You Should Stay in Stocks in 2016

Why You Should Stay in Stocks in 2016 One bad trading day is not the year. The stock market has wavered recently. A lackluster year just ended, and this year has started inauspiciously. You may be wondering ... should you really be invested in stocks right now? Yes, you should be. In moments like these, investors should not panic and overreact to the headlines. Instead, they should take the long view of stock market investing. Impulsive selling now can lead an [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:17-04:00January 14th, 2016|Business/Economic News, Investing, Personal Finance, Stock Market|Comments Off

Making and Keeping Financial Resolutions

Making and Keeping Financial Resolutions What you might do (or do differently) in the months ahead? How will your money habits change in 2016? What decisions or behaviors might help your personal finances, your retirement prospects, or your net worth? Each year presents a “clean slate,” so as one year ebbs into another, it is natural to think about what you might do (or do differently) in the 12 months ahead. Financially speaking, what New Year’s resolutions might you want to [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:17-04:00January 4th, 2016|Personal Finance, Retirement, Saving & Budgeting, Savings and Investing|Comments Off

Holiday Wrap-Up – 2015

A look back at 2015 thus far The year in brief.While the S&P 500 surprised to the upside in 2014 versus the projections of many analysts, it has performed below expectations so far in 2015. As this year began, not many Wall Street pros thought the index would tread water. The consensus forecast among 13 top analysts (their opinions compiled by Business Insider) called for the end to benchmark this year at 2,213.At Thanksgiving, the S&P was hovering near 2,100. [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:17-04:00December 17th, 2015|Bond Market, Business/Economic News, Investing, Stock Market|Comments Off

How Could a Fed Rate Hike Affect Retirees?

How Could a Fed Rate Hike Affect Retirees? As the central bank starts tightening, some positives & negatives may emerge. Economists widely expect the Federal Reserve to raise interest rates this month. Additional incremental rate hikes may follow in 2016. If you are retired (or soon will be), you will want to consider what gradually higher interest rates could mean for you financially. Some of the effects are already being felt. Glancing at Freddie Mac’s weekly surveys, average interest [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:17-04:00December 3rd, 2015|Business/Economic News, Interest Rates, Investing|Comments Off

The End of File & Suspend for Married Couples

The End of File & Suspend for Married Couples A great claiming strategy to try & optimize Social Security benefits disappears. Congress just changed the Social Security benefit rules. On October 30, Capitol Hill lawmakers approved a two-year federal budget deal. As part of that agreement, they authorized the most significant change to Social Security policy seen in this century, disallowing two popular strategies people have used to try and maximize retirement benefits.1 Dreamstime image id 6253 The [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:17-04:00November 23rd, 2015|Congress, Personal Finance, Social Security|Comments Off