Blog - North Light Financial Services

Women, Money and the Long-Term

Women, Money and the Long-Term Are you too focused on the short-term? How many short-term financial decisions do you make each week? You probably make more than a few, and they may feel routine. Yet in managing these day-to-day issues, you may be drawn away from making the long-term money decisions that could prove vital to your financial well-being. How many long-term financial decisions have you made for yourself? How steadily have you saved and planned for retirement? Have you [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:29-04:00June 14th, 2013|Personal Finance, Women & Finances|Comments Off

Protecting Yourself While Shopping Online

Protecting Yourself While Shopping Online What steps should you take? Whether you shop online routinely or infrequently, the risk of identity theft rises as you offer more and more information about yourself online. Dont use a debit card, and use only one credit card. If your debit card gets hacked, the thieves may be able to access your bank account. But if you use just one credit card for online shopping, youll just have one card to cancel if your [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:29-04:00May 31st, 2013|Financial Fitness, Personal Finance|Comments Off

Has “Sell in May” Gone Away?

Has “Sell in May” Gone Away? Investors aren’t yet backing out of stocks this spring. Healthy skepticism hasn’t motivated much selling. An old belief has lingered on Wall Street for years – the belief that investors should get out of stocks in May and get back into stocks in October. But here we are in May – and while analysts are wondering how much more upward progress stocks can make, gains are still occurring. On May 9, the S&P 500 [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:30-04:00May 17th, 2013|Business/Economic News, Investing|Comments Off

Reassessing Retirement Assumptions

Reassessing Retirement Assumptions What makes financial sense for some baby boomers may not make sense for you. There is no “typical” retirement. Many baby boomers want one and believe that they will have one, and their futures may indeed unfold as planned. For others, the story will be different. Just as there is no routine retirement, there are no rote financial moves that should be made before or during this phase of life, and no universal truths about the retirement [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:30-04:00May 2nd, 2013|IRA, Retirement, Saving & Budgeting, Social Sercurity Planning|Comments Off

Setting Up Your Estate to Minimize Probate

Setting Up Your Estate to Minimize Probate What can you do to lessen its impact for your heirs? Probate subtly reduces the value of many estates. It can take more than a year in some cases, and attorney’s fees, appraiser’s fees and court costs may eat up as much as 5% of a decedent’s accumulated assets. Think tens of thousands of dollars, perhaps more.1 What do those fees pay for? In many cases, routine clerical work. Few estates require more [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:30-04:00April 25th, 2013|Estate Planning, Personal Finance|Comments Off