Financial Fitness - North Light Financial Services

Impact Investing – Planning to Grow Your Money with Causes in Mind

Impact Investing Planning to grow your money with causes in mind. Can investing change the world? Some millennials, Gen Xers, baby boomers and elders hope the answer is “yes.” Billionaires, like Bill Gates and Richard Branson, are pouring money into green business ventures and projects intended to improve education and the quality of life, and millions of other households are directing portions of their portfolios into socially responsible investments. Impact investing, which was once largely ignored by Wall Street, [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:14-04:00August 4th, 2016|Charitable Giving, Financial Fitness, Investing, Socially Responsible Investing|Comments Off

Getting Your Financial Paperwork in Good Order

Getting Your Financial Paperwork in Good Order Help make things easier for your loved ones when you leave this world. Who wants to leave this world with their financial affairs in good order? We all do, right? None of us wants to leave a collection of financial mysteries for our spouse or our children to solve. What we want and what we do can differ, however. Many heirs spend days, weeks, or months searching for a decedent’s financial and legal [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:14-04:00July 21st, 2016|Financial Fitness, Personal Finance|Comments Off

Advancing Toward Your Career Goals

Advancing Toward Your Career Goals Should you change jobs in pursuit of them? Or position yourself in a new way at work? Is your career unfolding as it should? If not, maybe it is time for a change; either a change of jobs, or a change in your role at your workplace. Pay attention to the signals of a stalled career. If the status quo at your office bothers you, or if you feel apathetic or nonchalant about your work, [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00June 23rd, 2016|Financial Fitness|Comments Off

Why Are We Saving More and Spending Less?

Why Are We Saving More and Spending Less? Have our memories of the Great Recession altered our habits? Consumer spending accounts for more than two-thirds of economic activity in the United States. Lately, that spending has moderated. Across the 12 month sending in March, personal spending advanced 3.4%. That matched the gain seen in 2015.1,2 Is a 3.4% annualized gain in personal spending adequate? Not in historical terms. During 2014, consumer spending accelerated 4.2%. The average monthly gain in consumer [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00June 9th, 2016|Financial Fitness, Saving & Budgeting, Savings and Investing|Comments Off

How Millennials Can Get a Good Start on Retirement Planning

How Millennials Can Get a Good Start on Retirement Planning Some simple steps may make a major financial difference over time. If you are younger than 35, saving for retirement may not feel like a priority. After all, retirement may be 30 years away; if your employer does not sponsor a retirement plan, there may be less incentive for you to start. Even so, you must save and invest for retirement as soon as you can. Time is your greatest [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:15-04:00May 26th, 2016|401(k)/403(b), Financial Fitness, Savings and Investing|Comments Off