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Personal Finance

Beware of Emotions Affecting Your Money Decisions

Beware of Emotions Affecting Your Money Decisions Today’s impulsive moves could breed tomorrow’s regrets.  When emotions and money intersect, the effects can be financially injurious. Emotions can cause us to overreact – or not act at all when we should.  Think of the investors who always respond to sudden Wall Street volatility. That emotional response may not be warranted, and they may come to regret it. In a typical market year, Wall Street can see big waves of volatility. This [...]

By |2017-06-20T13:08:43-04:00June 15th, 2017|Business/Economic News, Investing, Personal Finance|Comments Off on Beware of Emotions Affecting Your Money Decisions
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The Real Cost of College

The Real Cost of College It may not be what you think.  How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may be cheaper than you assume. Private schools sometimes extend the best aid offers. Yes – it is true that the more money you earn and the more assets you have in a tax-advantaged college savings plan, the harder it becomes to qualify [...]

By |2017-06-20T13:02:12-04:00June 1st, 2017|College Savings, Personal Finance|Comments Off on The Real Cost of College
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The Advantages of HSAs

The Advantages of HSAs Health Savings Accounts offer you tax breaks & more. Why do people open up Health Savings Accounts in conjunction with high-deductible health insurance plans? Well, here are some of the compelling reasons why younger, healthier employees decide to have HSAs. #1: Tax-deductible contributions. These accounts are funded with pre-tax income – that is, you receive a current-year tax deduction for the amount of money you put into the plan. Your annual contribution limit to an HSA [...]

By |2017-06-01T10:43:28-04:00May 18th, 2017|Health Insurance, Personal Finance, Savings and Investing|Comments Off on The Advantages of HSAs
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Little Things that May Help Your Retirement Saving

Little Things That May Help Your Retirement Saving Over time, these seemingly small factors could make a major difference.  Saving for retirement takes decades and demands the investment of significant amounts of your income. As this major effort unfolds, you should recognize that some subtle factors and seemingly minor decisions could end up making a sizable and positive impact on your financial future.   Your investment yield may be less important than the amount you save. Beating the S&P 500 feels [...]

By |2017-05-11T13:13:21-04:00May 4th, 2017|Investing, Personal Finance, Savings and Investing|Comments Off on Little Things that May Help Your Retirement Saving
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The A, B, C, & D of Medicare

The A, B, C, & D of Medicare Breaking down the basics & what each part covers. Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover, and where they come from. Parts A & B: Original Medicare. America’s national health insurance program for seniors has two components. Part A is hospital insurance. It provides coverage for inpatient stays at medical facilities. It can also help cover the [...]

By |2017-04-11T14:17:11-04:00March 30th, 2017|Healthcare, Medicare, Personal Finance, Retirement|Comments Off on The A, B, C, & D of Medicare
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Photo Credit

Thank you to Salmon Falls Photography in Plymouth for use of their lovely photo in our header!

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Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and North Light Financial Services are not affiliated. Cambridge does not offer tax advice. Office of Supervisory Jurisdiction: 46 Accord Park Drive / Norwell, MA 02061 Phone: 781-878-4063 Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered: FL, IL, KY, LA, MA, ME, NC, NH, NM, OR . If we are not currently registered in your state, please email us at info@northlightfinancialservices.com. We may be able to refer you to a representative in your area, or we may become registered in your state, at which time we could further discuss our services with you.

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