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Personal Finance

What Expenses Could Change When You Retire?

What Expenses Could Change When You Retire? Some costs could rise, fall or even disappear. Your retirement may seem near at hand or far away, but one thing is certain: your future will differ from your present. Financially, that fact is worth remembering. Some of the costs you have paid regularly all these years may suddenly decrease or fade away. Others may increase. Will your insurance costs rise with age? Maybe not. You may find that your overall insurance expenses decline. [...]

By |2017-03-28T08:17:13-04:00November 23rd, 2016|Personal Finance, Saving & Budgeting, Savings and Investing|Comments Off on What Expenses Could Change When You Retire?
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Social Security: Myths vs. Facts

Social Security: Myths vs. Facts Dispelling some misperceptions about the program. Some myths & misperceptions keep circulating about Social Security. These are worth dispelling, as more and more baby boomers are becoming eligible for their retirement benefits. Myth #1: Social Security will go away before you do. The federal government has announced that Social Security may become insolvent between 2033 and 2037 if no action is taken – but it is practically a given that Congress will act on the [...]

By |2017-03-28T08:17:14-04:00October 10th, 2016|Personal Finance, Social Security|Comments Off on Social Security: Myths vs. Facts
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Think About Your Lifestyle Before You Retire

Think About Your Lifestyle Before You Retire Sometimes planning for retirement isn’t entirely about money. How many words have been written about retirement? It’s a preoccupation for many, and we devote so much time, thought, and energy toward saving for the last day we go to work. Saving and investing in such a way that we no longer have to work may seem ideal at first, but it raises a question: what do you have planned for all of that [...]

By |2017-03-28T08:17:14-04:00October 6th, 2016|Personal Finance, Retirement|Comments Off on Think About Your Lifestyle Before You Retire
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Getting Your Financial Paperwork in Good Order

Getting Your Financial Paperwork in Good Order   Help make things easier for your loved ones when you leave this world.  Who wants to leave this world with their financial affairs in good order? We all do, right? None of us wants to leave a collection of financial mysteries for our spouse or our children to solve. What we want and what we do can differ, however. Many heirs spend days, weeks, or months searching for a decedent’s financial and legal [...]

By |2017-03-28T08:17:14-04:00July 21st, 2016|Financial Fitness, Personal Finance|Comments Off on Getting Your Financial Paperwork in Good Order
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Tell Your Beneficiaries About Your Accounts and Policies

Tell Your Beneficiaries About Your Accounts and Policies Let them know how they will receive retirement assets and insurance benefits.  Will your heirs receive a fair share of your wealth? Will your invested assets go where you want them to when you die? If you have a proper will or estate plan in place, you will likely answer “yes” to both of those questions. The beneficiary forms you filled out years ago for your IRA, your workplace retirement plan, and [...]

By |2017-03-28T08:17:15-04:00May 12th, 2016|Estate Planning, Financial Fitness, Personal Finance|Comments Off on Tell Your Beneficiaries About Your Accounts and Policies
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Photo Credit

Thank you to Salmon Falls Photography in Plymouth for use of their lovely photo in our header!

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Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and North Light Financial Services are not affiliated. Cambridge does not offer tax advice. Office of Supervisory Jurisdiction: 46 Accord Park Drive / Norwell, MA 02061 Phone: 781-878-4063 Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered: FL, IL, KY, LA, MA, ME, NC, NH, NM, OR . If we are not currently registered in your state, please email us at info@northlightfinancialservices.com. We may be able to refer you to a representative in your area, or we may become registered in your state, at which time we could further discuss our services with you.

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