Personal Finance Archives - Page 23 of 26 - North Light Financial Services

Where Did Inflation Go?

Where Did Inflation Go? Shouldn’t it be rising with all this bond buying? Consumer inflation just hit a 50-year low. So indicates the Federal Reserve’s preferred inflation gauge – the Personal Consumption Expenditures (PCE) price index maintained by the Bureau of Economic Analysis.1 Besides tracking consumer inflation, the PCE price index measures household purchases, a major factor in GDP growth. The core PCE index does the same thing without including volatile food and energy prices. The broad PCE index hit [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:29-04:00July 11th, 2013|Business/Economic News, Personal Finance|Comments Off

Women, Money and the Long-Term

Women, Money and the Long-Term Are you too focused on the short-term? How many short-term financial decisions do you make each week? You probably make more than a few, and they may feel routine. Yet in managing these day-to-day issues, you may be drawn away from making the long-term money decisions that could prove vital to your financial well-being. How many long-term financial decisions have you made for yourself? How steadily have you saved and planned for retirement? Have you [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:29-04:00June 14th, 2013|Personal Finance, Women & Finances|Comments Off

Protecting Yourself While Shopping Online

Protecting Yourself While Shopping Online What steps should you take? Whether you shop online routinely or infrequently, the risk of identity theft rises as you offer more and more information about yourself online. Dont use a debit card, and use only one credit card. If your debit card gets hacked, the thieves may be able to access your bank account. But if you use just one credit card for online shopping, youll just have one card to cancel if your [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:29-04:00May 31st, 2013|Financial Fitness, Personal Finance|Comments Off

Setting Up Your Estate to Minimize Probate

Setting Up Your Estate to Minimize Probate What can you do to lessen its impact for your heirs? Probate subtly reduces the value of many estates. It can take more than a year in some cases, and attorney’s fees, appraiser’s fees and court costs may eat up as much as 5% of a decedent’s accumulated assets. Think tens of thousands of dollars, perhaps more.1 What do those fees pay for? In many cases, routine clerical work. Few estates require more [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:30-04:00April 25th, 2013|Estate Planning, Personal Finance|Comments Off

Social Media Life After Death

Social Media Life After Death What happens to our online presence after we pass away? Are profiles immortal? Are memories lost? How do the major social media sites handle a death among their users? Facebook adopted a policy of “memorializing” the pages of deceased users. If you pass away, your page won’t disappear – unless you or your loved ones decide that it should. Once memorialized, no one can log into it any further. The page is taken out of [...]

By info@northlightfinancialservices.com|2017-03-28T08:17:30-04:00February 28th, 2013|Estate Planning, Personal Finance|Comments Off