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Rising Interest Rates

Rising Interest Rates How might they affect investments, housing & retirees? How will Wall Street fare if interest rates climb back to historic norms? Rising interest rates could certainly impact investments, the real estate market and the overall economy – but their influence might not be as negative as some perceive. Why are rates rising? You can cite three factors. The Federal Reserve is gradually reducing its monthly asset purchases. As that has happened, inflation expectations have grown, and perception [...]

By |2017-03-28T08:17:25-04:00June 11th, 2014|Business/Economic News, Interest Rates, Personal Finance|Comments Off on Rising Interest Rates

Women, Longevity Risk & Retirement Saving

Women, Longevity Risk & Retirement Saving Statistics point out the need to save early, save consistently & stay invested. Will you live to be 100? If you’re a woman, your odds of becoming a centenarian are seemingly better than those of men. In the 2010 U.S. Census, over 80% of Americans aged 100 or older were women.1 Will you eventually live alone? According to the Administration on Aging (a division of the federal government’s Department of Health & Human Services), [...]

By |2017-03-28T08:17:25-04:00May 15th, 2014|Investing, Personal Finance, Women & Finances|Comments Off on Women, Longevity Risk & Retirement Saving

Retire at 65 … Or Not?

Retire at 65 ... Or Not? Your assets matter more than your age. Isn’t 65 the traditional retirement age? Perhaps, but baby boomers are modifying the definition of a traditional retirement (if not redefining it altogether). The Social Security Administration has subtly revised its definition of the traditional retirement age as well. If you glance at the SSA website, the “full” retirement age for Americans born from 1943-1954 is 66, and it is 67 for those born in 1960 and [...]

By |2017-03-28T08:17:26-04:00April 17th, 2014|Financial Fitness, Retirement, Social Sercurity Planning|Comments Off on Retire at 65 … Or Not?
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